Based on the provided article, here's a summary of the budgeting apps that were tested:
1. **YNAB (You Need a Budget)**: A zero-based budgeting app that forces users to assign a purpose for every dollar they earn. It has a unique approach and can be more challenging to use, but it provides a strong emphasis on budgeting.
* Pros: Unique approach, encourages intentionality
* Cons: Steep learning curve, harder to use certain features on the mobile app than on the web
2. **PocketGuard**: A free budget tracker that offers tools for tracking spending, net worth, and credit score. However, its "free" version is now limited to a 7-day trial, and users must choose between two paid plans.
* Pros: Easy to understand UI, tracks spending and net worth
* Cons: Limited features in the free version, UI lacks polish
3. **NerdWallet**: A budgeting app that offers tools for tracking spending, net worth, and credit score. It also provides investment advice and retirement planning tools.
4. **Credit Karma**: A financial app that offers tools for tracking spending, net worth, and credit score, as well as investment advice and retirement planning tools. Although it's not an exact replacement for Mint, it provides a suite of features and services.
The article also mentions other budgeting apps that were considered but not tested, including:
1. **Quicken Simplifi**: A paid app that offers budgeting tools and tracks spending, net worth, and credit score.
2. **Rocket Money**: A free financial app that tracks spending and supports balance alerts and account linking. It also offers a premium tier with features like subscription cancellation assistance.
The article provides an overview of how the budgeting apps were tested, including importing account data, offering budgeting tools, and tracking spending, net worth, and credit score.
1. **YNAB (You Need a Budget)**: A zero-based budgeting app that forces users to assign a purpose for every dollar they earn. It has a unique approach and can be more challenging to use, but it provides a strong emphasis on budgeting.
* Pros: Unique approach, encourages intentionality
* Cons: Steep learning curve, harder to use certain features on the mobile app than on the web
2. **PocketGuard**: A free budget tracker that offers tools for tracking spending, net worth, and credit score. However, its "free" version is now limited to a 7-day trial, and users must choose between two paid plans.
* Pros: Easy to understand UI, tracks spending and net worth
* Cons: Limited features in the free version, UI lacks polish
3. **NerdWallet**: A budgeting app that offers tools for tracking spending, net worth, and credit score. It also provides investment advice and retirement planning tools.
4. **Credit Karma**: A financial app that offers tools for tracking spending, net worth, and credit score, as well as investment advice and retirement planning tools. Although it's not an exact replacement for Mint, it provides a suite of features and services.
The article also mentions other budgeting apps that were considered but not tested, including:
1. **Quicken Simplifi**: A paid app that offers budgeting tools and tracks spending, net worth, and credit score.
2. **Rocket Money**: A free financial app that tracks spending and supports balance alerts and account linking. It also offers a premium tier with features like subscription cancellation assistance.
The article provides an overview of how the budgeting apps were tested, including importing account data, offering budgeting tools, and tracking spending, net worth, and credit score.
they're all trying to tell me how to manage my money like I don't know what I want but seriously can't we just use one that doesn't have like a million features that confuse the heck out of me? YNAB is literally too much work it's like they want us to think about every single dollar we spend which is just not realistic for most people. And don't even get me started on PocketGuard their free version is basically useless after 7 days I mean what's the point of even having a budgeting app if you can only use it for a week?
. I think what really caught my attention was YNAB's unique approach to budgeting 
. I love that it forces you to assign a purpose for every single dollar you earn - it sounds like a great way to stay intentional with your money and avoid impulse purchases 
. Of course, the learning curve can be steep, but I think it’s worth it in the long run. Have any of you guys tried YNAB or any of the other budgeting apps mentioned? What were your experiences like? 
! Honestly, I think YNAB is super cool for people who want to get serious about budgeting 
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... just wish they didn't have those limitations on their "free" versions 
. And I think it's awesome that NerdWallet is offering investment advice and retirement planning tools - that's a great resource for people who want to take control of their financial future 
. So, if you're looking for a budgeting app, make sure you check out the UI first 
.
i mean its got all the basics covered but its like using a calculator from the 90s compared to these new apps that have all the bells and whistles 
i've been using ynab for ages now and its literally changed my life it forces you to think about every single dollar you earn which is so freeing 
. Maybe someone will create an app that combines all of these features in one place... a person can dream, right? 